FINDOC SDN BHD
By FINDOC SDN BHDFinDoc is an AI-powered financial doctor that helps individuals and SMEs assess loan eligibility and address their financing needs.
- Stage
- In pilot
- Industries
- Banking and finance
- Deployment
- Cloud (SaaS)
Why it is worth it
AI-driven financial health & loan readiness platform for Individual & SMEs: onboarding, credit profiling, loan matching, advisory & report generation. Unlike the above, FinBiz AI: 1. Covers both conventional banks & alternative fintech products 2. Provides AI-powered onboarding + red flag detection (cash flow, DSR, kite-flying) 3. Offers an advisor workflow platform for accountants, consultants & agencies
- FinBiz AI solves the core problem that Malaysian MSMEs struggle to access financing because banks lack clear, standardized insights into their financial health.
- It does this by using AI-powered onboarding and credit profiling to:
- 1. Automatically analyze bank statements & financial reports
- 2. Assess creditworthiness and loan readiness (DSR, cash flow, ratios, repayment capacity)
- 3. Match MSMEs to suitable financing products across banks and fintech lenders
Opening the deck…
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Best customer profile
- 1. Business Owners / Founders who want to expand and need funding
- 2. Financial Advisors / Loan Consultants handling multiple SME clients
- 3. Accounting Firms / Audit Firms serving SMEs
- 4. Property Agents, Car Dealers, Developers needing client pre-qualification
- 5. Fintech Lenders / Alternative Financing Platforms (P2P, ECF, factoring)
- 6. Banks / FIs’ SME Relationship Managers (as embedded solution)
Notable paying customers
- HSBC, SCB and other financial institutions.
1. Integrated AI loan matching engine (covering 20+ banks, received recognition as "Most Banks in a Financing Screening Fintech Platform") 2. Accumulated 10,000+ users since official launch in April 2024 3. Gross Profit Margin > 80%. Cashflow positive.