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Open Banking API for AI credit scoring and instant loan approval

Shinhan Future's Lab Vietnam​ · Posted 2 months ago

Banking and financePredictive Analytics / Forecasting
Budget
To be determined
Timeline
Not specified
Closed on
31 Jul 2026, 16:59 ICT

Problem statement

Credit scoring and loan approval can be improved through alternative trusted data and fintech ecosystem integrations within regulatory constraints.

Expected outcomes and success metrics

- Improve underwriting accuracy. - Simplify documentation. - Enhance fraud prevention.

Current process

Non-disclosed. --- *Track: Financial Services I | Sponsor: Shinhan Future's Lab | Slug: financial-services:credit-scoring | Source: Agentic AI Build Week 2026 — Production snapshot 2026-08-11*

Current solution

Non-disclosed. --- *Track: Financial Services I | Sponsor: Shinhan Future's Lab | Slug: financial-services:credit-scoring | Source: Agentic AI Build Week 2026 — Production snapshot 2026-08-11*

Target users and impacted teams

Risk.

Relevant AI technologies

Predictive Analytics / Forecasting