[SF11] Earned Wage Access & Salary-Linked Lending
Shinhan Future's Lab Vietnam · Posted 7 months ago
Banking and financeRobotic Process Automation (RPA)
- Budget
- VND 200M
- Timeline
- Not specified
- Closed on
- 3 May 2026, 23:59 ICT
Problem statement
Partner with fintech firms to verify employee salary in real-time via corporate HRM/Payroll systems. This enables paperless salary loan disbursement and Earned Wage Access (EWA) without requiring traditional physical income documentation.
**Relevant AI Technologies:** Generative AI (text, image, video, code generation)
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Expected outcomes and success metrics
- Real-time payroll verification, eliminating manual income proof
- Shorter loan TAT & lower acquisition cost
- NPL target <2% via auto-debit from payroll
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Current process
_Non-disclosed_
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Current solution
_Non-disclosed_
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Target users and impacted teams
- Product
- Risk
- IT
- Legal/Compliance
- Sales
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Relevant AI technologies
Robotic Process Automation (RPA)