[SF5] Open Banking API for AI Credit Scoring & Instant Loan Approval
Shinhan Future's Lab Vietnam · Posted 7 months ago
Banking and financePredictive Analytics / Forecasting
- Budget
- VND 200M
- Timeline
- Not specified
- Closed on
- 3 May 2026, 23:59 ICT
Problem statement
Explore AI-driven credit scoring leveraging alternative data and Open Banking ecosystem in alignment with regulatory sandbox frameworks. Given regulatory constraints on direct data pulling, collaboration with approved fintech partners will be considered to accelerate implementation, improve underwriting accuracy, simplify documentation and enhance fraud prevention.
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Expected outcomes and success metrics
- Credit scoring based on national data center or banking data relating to Insurance / pay slip / consumption
- Trusted data sources for high-accuracy scoring model
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Current process
_Non-disclosed_
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Current solution
_Non-disclosed_
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Target users and impacted teams
Risk
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Relevant AI technologies
Predictive Analytics / Forecasting