[SF6] BNPL / Personal Loan Partnership

A structured collaboration model between SVFC and a BNPL provider to co-deliver buy-now-pay-later and personal loan products. Collaboration structure: - Risk sharing: BNPL Provider buybacks NPL (buyback rate is 100% or TBD) - Revenue sharing: revenue types and % shared TBD - Cost sharing: cost types and % shared TBD Operational responsibilities: - BNPL Provider: Product Development, Merchant Acquisition, Marketing and Promotion, Credit Assessment, Collection Activity, Repayment Reconciliation, etc. - SVFC: Disbursement, Loan Booking Market benchmarking: refer to models of Fundiin x CIMB, Tala x CIMB. ---

- Feasible collaboration loan partnership model - Borrower must have payslip - Prioritize segment of stable income customers ---

_Non-disclosed_ ---

_Non-disclosed_ ---

Business Innovation, Product ---