Predictive early-warning and personalised collections agent

Collections is largely reactive, with standard dunning after missed payments instead of early risk detection and outreach tailored to the borrower's situation.

- Identify at least 60% of accounts that will miss a payment 7-14 days ahead of due date. - Increase cure rate against a control group. - Reduce cost-to-collect by replacing blanket outreach with targeted recommendations. --- *Track: Financial Services II | Sponsor: Go TymeX | Slug: predictive-collections-agent | Source: Agentic AI Build Week 2026 — Production snapshot 2026-08-11*

Collections is largely reactive, with standard dunning after missed payments instead of early risk detection and tailored outreach.